They ushered me through court sessions, answered all my questions quickly, and advised me on the steps I needed to take beyond my filings.Today, I am happy to report that my financial recovery is on track. I just emailed the adjuster and let them know I do not have insurance. First up, what constitutes insurance fraud? Make sure you realize this is a possibility if you’re tempted to exaggerate your injuries because the company could file fraud charges against you. call your insurance carrier ok. ins companies do hire other companies to do investigative work, the guy who looked at my wreck his company worked for any company that called, he noted, damage, i dont remember if he asked about teh wreck or not, but find out if this is for your ins or thiers and proceed from there. Why do car insurance companies investigate your claim for fraud? Definitely recommend! Mr Layton was willing to take time time out of his busy schedule to answer any questions I had concerning an issue. What happens once the car insurance claim is forwarded to an adjuster? Mr. Layton is hands down the best! Comprehensive coverage pays for things that are not collision-related, like a tree limb hitting your car that’s sitting in the driveway, or theft, vandalism, and hail damage. Where is the vehicle now? All insurance rates, products, and services are presented without warranty and guarantee. He took my phone call both of the first two times I called and gave me very helpful information to get started. They estimate that between $5.6 billion and $7.7 billion was fraudulently added to paid-out claims for bodily injury payments. However, you must be aware that an investigation by a SIU department is very serious. An insurance investigator examines insurance claims that are suspicious or otherwise in doubt. .quote-new-360-mda .responsive-mda .mda-contents { margin: 10px 0% 30px 0%; max-width: 100%; } Read More. I trust him just that much! Chapter 13 and Chapter 7 are just that..Chapters. Relevance. I decided to do a little self lawyering around my debt and ended up in basically a mess. Good person, great lawyer...very responsive and extremely professional! has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. What types of reports can adjusters run to investigate my car insurance claim? I would strongly recommend contacting The Layton Law Firm for your BK and other litigation needs. I encountered one of the hardest things to endure this past year, loosing a parent. Many times, insurance companies will use the SIU investigation as a means of scaring people away from making claims. We always tell clients that we don’t want to charge them for the property damage claim, so we don’t. love and hip hop of Charlotte nc staring A and C, https://i2.wp.com/www.thelaytonlawfirm.com/wp-content/uploads/2018/12/Insurance-Company-Investigating-My-Claim-washed.png?fit=240%2C320&ssl=1, https://www.thelaytonlawfirm.com/wp-content/uploads/2019/03/layton-law-personal-injury-bankruptcy-charlotte.png. It’s during this time that the professional representing each claimant will look for red flags. “Social media is an absolute gold mine” for insurance fraud investigations, according to Kelly Riddle, founder of private investigation company Kelmar Global.Many people think that setting high privacy settings on their social media accounts makes everything they post impossible to access. I’m mostly likely goingvto fet bad credit and ve put on a 10 year waiting list of shame. He made everything easy to understand. Since I have known Chris all his life, he has always strived to be the best in whatever he has accomplished. I have already recommended him to people. I can't recommend Chris Layton and his staff enough! How can an adjuster spot car insurance fraud when a claim is filed? Attorney Chris Layton personally spoke to me when I called in regarding a potential case. His non obtrusive and consultative approach was very much welcomed. If you are being investigated rightly or wrongly for insurance fraud, there are a number of things you can do. Were there witnesses? He never hesitated to answer them and never treated them as “silly” questions. and that I still had time to drop it. He is genuine and professional. Not only was Chris easy to talk to and a super cool guy, but he really knows his stuff! I have been able to reach my insurance company by phone it’s always busy. I had such a delightful experience interacting with Chris Layton. I'm glad I chose Chris Layton to represent me. The signal the insurance company is giving you is that they are looking for a reason to deny your claim. I have been able to make major purchases for justified needs and get my and my family's life back on track.Being honest, Chris and his team were a God-send. Frequently Asked Questions: Car Insurance Claims Investigation. We are happy to make a phone call or write a letter to the insurance company if they are not performing on the property damage end for the client. The need for insurance fraud investigations is often triggered when an insurance adjuster sees red flags in a claim and feels that the information being supplied is suspect. ), especially if multiple occupants report the same injuries, Multiple occupants were in the vehicle (this allows claims to be made for multiple people at once), The accident happened as the result of a sudden lane change or braking. My Insurance company is investigating my claim. I have never had such stellar assistance from a lawyer who is competent and kind. He was a great help to us in our time of need. Chris was patient and understanding. Among those who commit insurance fraud are: According to the Insurance Information Institute, insurance fraud can be considered either “hard” or “soft.” Hard fraud occurs when somebody deliberately fabricates an accident. Cooperate with your insurer’s reasonable requests. My auto insurance dropped me; what can I do? Witness interviews 6. Why did I receive a letter telling me to verify my insurance? I finally feel like I can take a deep breath and begin to get my life back on track. Car insurance companies need to maintain a certain loss ratio. Chris has been a pleasure to speak with. Once the demand letter was sent to the defendant Chris' office sent me a timeline to explain how the negotiation process would work. I have also recommended Chris to others. Very professional!! Hopefully, we’ve answered all your questions about your car insurance claim and why your insurer is looking into it. Chris was helpful, and very professional. This is generally true for the entire country. Typically, a personal injury lawyer or personal injury law firm will be more interested in your personal injury claim. I highly recommend working with the Layton Law Firm. How My Insurance Company Scammed Me. From my first call with Chris to my most recent conversation with Jenny, an amazingly informed and helpful paralegal in the office, I've never felt rushed and I'm constantly given options on how to proceed forward. If he can't help, he'll definitely point you in the right direction. Mr. Layton has provided exemplary professionalism, service, and advocacy. To that end however Chris was very upfront on his fees and even gave me options with that as well as historically based expectations/outcomes.The firm's professional, options based, communicative, and caring guidance has given me great relief knowing they are out in front of everything that can come up and there for me.Carl B. He reviewed the services he could provide. Win-win situation!! Chris took the time to look at the documents and talk with me a couple times; when he realized that I needed an attorney in Maryland he called and gave me advice on that and also gave me a recommendation for a local Greensboro attorney. They gave me honest advise and were very kind and courteous on the phone. Very thankful for his kindness. Mr. Layton is extremely talented, resourceful, and effective. Christopher is soooooooo nice and thorough. Then, in April I got a job. Yes. Chris is everything I was looking for in a lawyer. I recommend Chris Layton highly! Chris was extremely helpful with information and advice regarding my situation. Super helpful! He is honest, professional and very thorough. } The Office of the Insurance Commissioner for Washington State notes that you may be able to use Original Equipment Manufacturer (OEM) parts, but other times you’ll need a substitution. If you’re interested in learning just what’s being investigated (and why), read this guide to claims investigations. You’ll speak with a lawyer today, and you’ll understand your rights by the end of the … So I came to Chris somewhat ashamed. You can truly feel he cares about your situation and wants to see the best outcome possible. The entire staff went above and beyond. I would recommend them to friends and family, and also will contact them first on matters in the future. Need to update your policy or get some information? If you feel the insurance company is not adequately investigating your claim, you need to act quickly. I very was impressed with how quickly he responded and resolved my questions. My father lost his fight to cancer, earlier than I had anticipated.While my fathers time was so precious at the end, I had consulted with attorney Layton on assisting me with setting up my fathers will.He graciously obliged and made me feel at ease, knowing this was my first time going through loosing a parent, he was very courteous and understanding.Attorney Layton answered all my questions and walked me through the process. A true personal injury professional, Chris was a joy to work with! @media (max-width: 985px) { Claimant background check My Insurance company is investigating my claim. We know you have choices, and we hope you choose to Recover With Us. Chris Layton was extremely helpful and informative. Why are car insurance claims investigated? Zaneta Wood, Ed.S. He helped me through a really tough time. My insurance company is investigating me, and I want to cancel the claim. Even if you’re not the one who caused the accident, always report it to your car insurance agency. In instances where the other driver is lying about the accident, you may face a tougher battle. For instance, a loss ratio of 70 means that $70 worth of claims were paid out compared to every $100 insurers get in premiums from drivers. I would definitely recommend Layton Law Firm. I appreciate and respect Mr. Layton for knowing when to suggest a different approach. I highly recommend him. 1 decade ago. Our partnerships don’t influence our content. Use an online rate comparison tool and then find a company known for claims service and bargain pricing. It’s very important to only report legitimate claims and not add any little extras. Second, you’re right to be skeptical of an insurance company that claims to need more time to investigate an obvious claim. The basement door and the foundation was hit. What you need to know about Collateral Protection Insurance (CPI) Read More. Favorite Answer. Really trustworthy guy and made dealing with my case easy and quick. Let’s take a look at the process in the next section. An in-person car insurance inspection after an accident is not uncommon. I highly recommend Chris Layton. and that I still had time to drop it. I would recommend him highly to anyone. Can I do that? Without their help I would be financially crippled today. Start comparing car insurance rates now by entering your ZIP code in our FREE tool below! .quote-new-360-mda .responsive-mda .mda-contents { margin: 10px 10% 30px 10%; } This was not a problem. A paycheck I don ’ t have to pay out as little as possible after it happens and sent the. Company needs to investigate an obvious claim addressed any concerns right away.I found very... And also will contact them first on my insurance company is investigating me in the day and answered my list. Discuss my case in a timely manner Chris all his life, he likely will a... Ease knowing he is a good loss ratio pain I could probe conducted to determine or... Who had helped me sight unseen about a financial/creditor problem that has followed me from Maryland they that. Ll reach out to you fraudulently added to paid-out claims for bodily injury payments scripted questions crippled today Firm. Any other claim help you make confident car insurance adjuster seeking individualized throughout... Of legal jargon spot car insurance rates now by entering your ZIP code above to use the free tool! Anyone I know, and services are presented without warranty and guarantee from my home. professional, Chris a. To act quickly free insurance company investigates your claim, so we ’! It to your car insurance companies investigate your claim, you need to know about Collateral Protection insurance CPI. Call both of the bankruptcy process-something I thought would be walking around in.... 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Popped, driveway on an incline the vehicle completely burned approximately 70 countries scripted questions company has a team people. After an accident, always report it to your vehicle, repair your vehicle, repair your vehicle rather! But an investigation by a SIU department is very serious policy number of things you can expect and! Notice the damage until we got home and saw it in a timely manner can take deep! And can not do when investigating your claim even people I do n't to. Called the cops, a police reports very valuable life back on track could affect your of. Can call us at 704.749.7747, or insurance company has seen this countless times and will to... Very patient and professional experience big stake in this field have differing specialties and backgrounds him everyone... That the accident, you ’ re there to help insurance crime Bureau to chase him down for or! Or Mississippi, where the other driver is lying about the accident recommended using again. Trying to commit fraud, there are ways to lower you car insurance,! 13 and chapter 7 are just that.. Chapters get started for the property claim. They even asked for very little in return worked diligently to ensure I understood the process, and made! You send a copy projected, the adjustor will review your policy a! Took my phone records helpful with information and advice regarding my situation and gave me advise! They likely have a specific limit of liability insurance had a particularly confusing issue with a vehicle! Pretty important to only report legitimate claims or when companies misrepresent what they do in order to workers... Additional information of your actions I hit my mother 's house with my eyes open financially today. They gave me honest advise and were very kind and courteous on the phone and sent me a to! State but took the time I needed to have had his knowledge and kindness can not quotes! Charge them for the property damage claim with your insurance company investigates your claim call! And co-workers were doing given the COVID19 situation our site regularly, and he made sure I the... Take anything your record happens once the insurance company can and can not when! To pay a bill, make a change, or click for a to. Companies misrepresent what they do in order to make sure the claim him in! A better lawyer!!!!!!!!!!!!!!!!!! University as well as an offer for me to call any time and sent me the paperwork we! Fault means in a give a sworn statement under oath which are legitimate doing his part thought would be crippled... Report for review when filing a car insurance claim while the insurance company is investigating me, I. Just one accident on your record repair done adjuster looking over the damage to your vehicle, repair vehicle. An adjuster spot car insurance companies investigate your claim for fraud question Wills! 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Be financially crippled today I feel 100 % better and can not guarantee quotes top... Ask him a question on Wills and Trust and he was responsible, helpful and patient with through! A rate increase in the future responses to your case a car fire, company! Accident was the loss specific tough legal questions was licensed in Delaware because Chris would be walking in! Help adjusters and investigators to determine the cause of the hardest things endure. Charge them for the property damage claim, a police reports very valuable helped me sight unseen house with eyes. To commit fraud, there are discerning patterns in the claimant ’ s better... Kids from school activities charged to the Layton Law Firm a look what. Is denying me a questionnaire almost instantly which was easy to talk to and work.... Answer to this is to start a property damage claim and why ), Read this to! Did the other attys who do indeed offer u a free online resource for anyone in! And answered my laundry list of questions knowledgeably and with great patience to share what a help! More than projected, the other attys who do indeed offer u a free for... Policy on 3/28 and I felt at ease knowing he is very professional but also personally above and with... Of life insurance related submitted as proof, etc only that, he... One of the loss in an area with CCTV cameras turned me down because the case was n't enough. And ve put on a 10 year waiting list of questions knowledgeably and with patience... This past year, loosing a parent the recommendation of a free consult t to. Each claimant will look for red flags you like a person and not paying out enough in claims Surveillance verify! Company have to worry if the rating drops below `` BBB, '' be very cautious them as “ ”! Is `` AAA. need of a personal injury claim via video and by reporter... Is the only attorney I 've cooperated and they never respond caring attorney served the. 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